Affordable Housing Finance Gains Momentum, Financing Approvals Cross Rs351 Billion
ISLAMABAD, (APP – UrduPoint / Pakistan Point News – 10th Sep, 2026) Affordable housing finance under the Prime Minister’s "Apna Ghar Programme – Ghar Ho To Apna" is gaining significant momentum. Approved financing has reached Rs351.3 billion, with disbursements crossing Rs51.13 billion.
According to latest programme figures, 60,349 housing finance cases have been approved so far, reflecting growing access to formal housing finance for aspiring homeowners across the country. The approved financing has increased by Rs38.3 billion (over 12%) in just one week, highlighting the accelerating pace of housing finance under the government’s initiative.
The expansion of affordable housing finance is expected to generate economic activity well beyond home ownership:
- Increased financing for residential construction can stimulate demand for cement, steel, bricks, electrical equipment, furniture, and other construction-related products.
- It will also create opportunities for small and medium-sized enterprises (SMEs).
The programme is emerging not only as a housing initiative but also as a potential driver of:
- Employment
- Construction activity
- Broader economic growth.
Housing construction has a strong multiplier effect on the economy, involving a wide network of industries and services. Greater availability of affordable financing empowers more families to purchase or construct homes while supporting businesses and workers in the construction sector.
The latest figures demonstrate that the government’s focus on improving access to finance and home ownership is translating into tangible economic activity. With financing approvals continuing to rise, the Prime Minister Apna Ghar Programme is poised to contribute to broader objectives:
- Expanding affordable housing
- Supporting construction
- Generating jobs
- Strengthening economic activity
Key Indicators:
- Rs51.13 billion disbursed
- 60,349 cases approved
- Rs351.3 billion financing approved
- Rs38.3 billion increase in approvals in one week
