How to Protect Your Laptop, Phone, and Bike from Thieves at Uni
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How to Protect Your Laptop, Phone, and Bike from Thieves at Uni
Image source: Getty Images
By Kevin Peachey
Cost of living correspondent
Published 6 minutes ago
Laptops, phones, and bikes top the list of items stolen from students heading to university, according to insurer Aviva. They are the most common items in student insurance claims, after being taken from halls of residence, cars, public transport, and bars and restaurants.
But there are ways to help keep them safe, and things to consider when thinking about insurance cover. Get it wrong, and it could be expensive or even illegal.
How to Keep Your Stuff Safe
Most student insurance claims result from theft, ahead of accidental damage, according to Aviva.
Steven Jackson, their home product manager, offers these tips:
- Leave valuable and sentimental items at home.
- Lock up valuables and keep them out of sight when you’re out.
- Stay vigilant – do you really need to leave your bag or laptop to reserve a café table or a spot in the library?
Making Sure You Have the Right Cover
First, check if you are already covered. Some student halls might include insurance, or your parents’ policy may extend to you. If not, consider contents insurance:
- This type of policy covers the cost of replacing or repairing your possessions if they’re damaged, destroyed, or stolen.
- Create an inventory of all your belongings, including clothes, electronics, and furniture, and add up their replacement costs.
- You might need extra cover for a nice bike or items you take with you rather than leave in your accommodation.
- Inform your insurer if you’re driving and the car is kept somewhere new (it’s illegal not to).
Related Topics
- Personal finance
- Money
- Cost of Living
- Students
- Insurance
